Lafayette Uninsured & Underinsured Motorist Accident Lawyer

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Lafayette Uninsured & Underinsured Motorist Accident Attorney

If you have been involved in a car accident with an uninsured or underinsured driver, you may feel like insult has been added to injury. Dealing with these types of claims can be complex and overwhelming.

However, if you’ve sustained injuries in such an accident, you may be entitled to coverage from your insurance company. Unfortunately, even if you have uninsured/underinsured motorist coverage, your insurance company may resist paying the claim. In such cases, you need an experienced uninsured motorist accident lawyer.

Seek Fair Compensation with an Experienced Lafayette Uninsured Motorist Lawyer

Do not face this challenging situation alone. Contact our Lafayette uninsured motorist accident lawyer today to receive the guidance and support you need to navigate the legal process and ensure you are fairly compensated.

Uninsured and Underinsured Motorist Accident Coverage in Louisiana

Under Louisiana state law, insurance companies are required to offer underinsured and uninsured motorist coverage. Unless you have explicitly rejected this coverage in writing, the law requires that it be included as coverage provided by your policy.

In the absence of a written refusal of uninsured motorist coverage, your insurance company must pay the costs of your injuries and property damage, up to the limits of your uninsured or underinsured motorist coverage. It is the insurance coverage that you are paying for.

Uninsured motorist coverage describes both uninsured motorist and under insured motorist coverage. Uninsured motorist coverage pays when the other driver has no insurance. Underinsured motorist coverage pays when the other driver does not have enough insurance coverage. Uninsured motorist coverage is provided your policy. It is coverage that you paid for. In many occasions, it is the most important coverage you have because it provides coverage for your injuries and damages.

Uninsured Motorist Coverage: This coverage pays you for your pain and suffering, medical expenses and property damage when the driver of the other vehicle has no insurance policy.

Underinsured Motorist Coverage: If the other driver’s insurance policy limit falls short of adequately compensating you for your pain and suffering, medical expenses, or property damages, your underinsured motorist coverage comes into play.

Comprehensive Truck Accident Investigation

Both truck drivers and their employers bear the responsibility of adhering to state and federal interstate trucking safety regulations. To determine whether these regulations were followed, we conduct a thorough investigation that includes:

  • Interviewing witnesses
  • Reviewing trucking logbooks, weigh station receipts, fuel receipts, and other pertinent evidence
  • Analyzing the police accident report
  • Inspecting the truck itself, both at the scene and elsewhere, to preserve physical damage as crucial evidence
  • Accessing the truck’s “black box,” which records vital information like speed, brake engagement, and applied force during the accident
  • Scrutinizing the driver’s traffic history for any instances of negligence

Since we handle personal injury cases on a contingency fee basis, we only receive payment when you do. This arrangement ensures that we are fully committed to securing the compensation you rightfully deserve.

Aggressively Protecting Your Right to Maximum Compensation

In many cases, trucking companies dispatch their own investigators or insurance adjusters to accident scenes, who may attempt to downplay their driver’s liability. Witness statements may be manipulated, important physical evidence could be lost, faulty parts may be repaired, or black box data might be overwritten. Furthermore, drivers may be sent on long-distance assignments to prevent them from providing crucial statements during ongoing investigations.

I anticipate these challenges and counteract them by conducting extensive due diligence. Unlike other firms that rely on private investigators, I personally visit the accident scene to educate myself and examine evidence so that I know what questions to ask when the time comes. By conducting my own investigation, I am better prepared to vigorously pursue the maximum compensation you deserve for your injuries and losses.

Schedule a Consultation with our Lafayette Uninsured & Underinsured Motorist Accident Lawyer

Schedule a Consultation with Lafayette’s Trusted Truck Accident Investigation Attorney
If you’ve been involved in a truck accident, contact our dedicated attorney, Chris Villemarette, today at 337-232-3100. During a consultation, we will discuss your case in detail and provide the guidance you need to seek justice.

Practice Areas


Family Law

Personal Injury

Criminal Defense