Opelousas Uninsured Motorist Lawyer

Uninsured Motorist Attorney in Opelousas, LA

Being in a car accident can be devastating. Being in a car accident with an uninsured motorist can make things even worse. If you’re involved in a traffic accident with an uninsured motorist, it’s wise to act as quickly as possible to secure your right to compensation. An Opelousas uninsured motorist lawyer can help you form your legal strategy.

Chris Villamarette, Trial Lawyer, has been handling complex uninsured motorist cases in Louisiana for over three decades. He knows how to negotiate with local insurance companies and handle cases through the Opelousas 27th Judicial District Court on South Court Street, if necessary. No matter how far things escalate, you need an attorney whom you can trust to represent you. We have a deep understanding of Louisiana’s uninsured motorist laws.

Louisiana Uninsured Motorist Laws

Drivers in Louisiana are required by law to carry minimum liability insurance for bodily injury and property damage. Driving without insurance can result in fines and even license suspension. Your auto insurance policy can protect you from financial loss in the event you’re at fault for an accident. Louisiana liability minimum coverage amounts are listed below:

• $15,000 bodily injury for one person
• $30,000 bodily injury for more than one person in a single accident
• $25,000 property damage for someone else’s vehicle

Louisiana’s compulsory motor vehicle liability security law prevents drivers from recovering damages for their injuries or property damages for the first $100,000 if they are uninsured. Louisiana has the highest auto insurance rates in the nation and has ranked among the top three states with the highest premiums since 2006. This is mostly due to the high volume of injury claims filed across the state.

As a result, there are many drivers without insurance. Despite insurance being a legal requirement in Louisiana, it’s estimated that approximately 11.7% of motorists in Louisiana are uninsured. If you get in an accident with an uninsured or underinsured driver, uninsured/underinsured motorist coverage can cover your expenses if you’re involved in an accident with an uninsured or underinsured driver.

Louisiana insurance companies suffer massive losses in bodily injury claims. Responsible for 3.65% of the nation’s bodily injury claims, although it only represents 1.4% of the nation’s population, Louisiana files two times as many bodily injury claims as the national average, per capita. If you are one of these drivers, an Opelousas uninsured motorist attorney can optimize your settlement.

How an Opelousas Uninsured Motorist Lawyer Can Help with Your Case

If you’re in an accident on a Louisiana road, it’s wise to hire an uninsured motorist lawyer in Louisiana to help you through your case. A local Opelousas uninsured motorist attorney like Chris Villamarette, Trial Lawyer, can help you navigate state uninsured motorist laws and secure the settlement you deserve.

Our legal team has over three decades of experience handling personal injury claims for Louisianans in need. We’ve completed more than 4,000 consultations with clients and have enjoyed a 95% success rate. With more than $60 million successfully secured for our clients, we are the top local law firm for an uninsured motorist case.

FAQs

How Am I to be Compensated for My Injuries if I’m in an Accident with an Uninsured Driver in Opelousas?

If you are in an accident with an uninsured driver in Opelousas, the way in which compensation is paid is based on the scope of your losses and your own insurance policy’s coverage. In most cases, your own uninsured/underinsured motorist coverage can cover the damages, if you carry it. You can also file a claim against the at-fault driver directly. If you don’t have insurance as an injured party, but you cannot recover damages up to the first $100,000.

Can I Still Hold an Uninsured Driver in Opelousas Accountable Even if They Can’t Afford the Compensation for My Losses?

Yes, you can still hold an uninsured driver in Opelousas accountable even if they can’t afford the compensation for your losses. While you’re still legally able to file a personal injury claim against the negligent driver, you are likely going to have trouble collecting payment.

In some cases, you may be able to secure compensation through the at-fault party’s hidden assets. It’s recommended that you consult with an Opelousas uninsured motorist lawyer to discuss all your recovery options.

Is There Anything That I Don’t Want to Tell My Insurance Adjuster in an Opelousas Accident Case?

In an Opelousas accident case, you should be careful what you say to your insurance adjuster. Even if your own policy covers the damages, you can expect your insurer to use any information they have to try to save as much money as possible. You must advocate for yourself to recover the proper compensation with a qualified Opelousas uninsured motorist attorney.

How Much Does It Cost to Hire an Uninsured Motorist Lawyer in Opelousas?

The cost to hire an uninsured motorist lawyer in Opelousas depends on how much you recover through your claim. Louisiana personal injury lawyers work for a contingency fee. This means they only get paid if you secure a settlement. It’s important to do your research before you commit to working with a lawyer. Discuss the rate an Opelousas uninsured motorist attorney charges before hiring them to represent your case.

Hire an Uninsured Motorist Lawyer to Help with Your Uninsured Motorist Case in Opelousas

Navigating the aftermath of any type of traffic accident can be complicated. When you’re dealing with an uninsured motorist, matters can become even more difficult. It’s recommended that you hire an uninsured motorist lawyer who has experience navigating Louisiana’s car accident laws. Residents living in Opelousas have been turning to Chris Villamarette, Trial Lawyer, to help with their recovery needs since 1994.

Attorney Chris Villamarette brings over 30 years of experience negotiating with Louisiana insurance companies and navigating complex litigation. Visit us at our office in Lafayette; it’s a quick trip off the I-10 or I-49 on Moss Street. Contact our office to set up an appointment with an attorney you can trust.